Large hail stones on the ground


NICB: Texas Again Claims Top Spot for Hail Claims

The National Insurance Crime Bureau’s (NICB) report is based on a review of claims data from ISO ClaimSearch during the period of January 1, 2017, through Dec. 31, 2019, totaling 2,769,362 hail loss claims.

The top 5 states for hail loss claims were: Texas (637,977), Colorado (380,066), Nebraska (161,374), Minnesota (150,673) and Illinois (150,416). 

The top 5 cities for hail loss claims during that period were: Omaha, Neb. (54,153); Denver, Colo. (51,887); Colorado Springs, Colo. (38,044); McKinney, Texas (34,134); and Dallas, Texas (25,262). 

Of the 5 policy types providing hail loss coverage, personal property-homeowners was the most affected with 1,711,094 claims or 62% of the three-year total. It was followed by personal auto with 734,985 claims and personal property – farm with 153,737 claims. While annual hail damage is generally a function of severe storm frequency and location, what is more predictable is the appearance of unscrupulous contractors— “storm chasers”—who swoop in promising a quick repair. These unsolicited approaches are red flags as nearly all post-storm repair scams begin with an unsolicited visit to a victim by a repair person. NICB urges property owners to use caution when hiring contractors and workers for property repairs.



Photo by Cody Angus on Unsplash

Business Solutions

Personal Solutions

Connect With Us

Sign up for regular email with information that can help you better insure your business and family.

Call Today