Blog Category: Property and Casualty

Blog Category: Property and Casualty

Texas Still #1 in Hail Claims

Texas ranked as the state with most annual hail claims — by a wide margin — over the past 3 years according, to the National Insurance Crime Bureau (NICB).

In a media announcement, the NICB said a review of claims data from ISO ClaimSearch showed there were 2,891,291 hail loss claims from January 1, 2016, through December 31, 2018.

NICB listed...

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Cracking Down on TX Roof Repair Scams!

A new law in Texas that goes into effect on Sept. 1 makes it clear that it’s illegal for a contractor or roofer to waive an insurance deductible, according to the state insurance department. After a major storm, contractors – including some scam artists – are quick to arrive on the scene. This leads to shoddy repairs, fake contracts, and other problems. The...

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Preparing for the Hurricane Season: Insurance and Life Planning for Natural Disasters

At Catto & Catto, we saw 200 hurricane & flood insurance claims in 2017, most due to Hurricane Harvey’s devastating damage in Houston and along the Gulf Coast. Families experienced significant losses from minor wind damage to total home destruction.

Planning in Advance: Coverage that Protects

The good news is that our policyholders were...

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Demystifying OSHA’s Silica Dust Rule for Construction Safety

OSHA's Respirable Crystalline Silica standard rule defines how the construction industry should protect workers from breathing silica dust. Unfortunately, not all of the terminology around respiratory protection and respirators is easy to understand. What’s APF 10...

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How Much Does A 100% Healed Policy Cost? $3.5 Million for One Employer

Do you have a (TRTW) transitional return to work policy, or do you require employees to be fully healed before allowing them to return? Many employers have policies that appear to be logical, including expecting employees to be able to perform the essential functions of their jobs without issue. Enter a law of which some employers are not aware, or are not aware...

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